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Why Choose VMC
We are pleased to introduce ourselves, Vintage Mortgage Consultancy (VMC), a premier Financial Consultant in the UAE private sector. Since its inception (April 2015), VMC has evolved progressively to have a large group of satisfactory clients with varied financial needs.
Services
VMC boasts a professional team of over 50 years of combined rich experience in the field of financial services where we have satisfied clients internationally. We believe that Relationship is the key to success and hence we value the client's satisfaction as our first priority
Home Loans
We, at VMC Home Loans. offer unbeatable benefits to ere that you get the best deal without any hassles.
Loan Against Property
VMC brings to you Loan Against Property (LAP). You can now take a loan against your residentia or commercial.
Lease Rental Discounting
The maximum amount of loan depends on the rental receivable. A margin of 10-15 % is taxen by banks.
Project / corporate funding
This is financed based on the Project submitted by the Client. The Funding is done to all types of projects in the state & private sector viz. generation, transmission, distribution, and renovation.
Unsecured Business/SME Loans
Business Loans are simple unsecured business loans available to small and medium enterprises for all your working capital needs for a short-term tenure.
Our Team
Anil Chainani
Founder
Anil Chainani
Founder
- Phone:+971 50 616 0625
- Email:anil@vintagemortgages.com
Mazhar Shaikh
Mortgage Director
Mazhar Shaikh
Mortgage Director
- Phone:052-7655529
- Email:Mazhar@Vintagemortgages.com
Fadia Al Kadha
Business Development Manager
What Our Clients Have To Say
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Frequently Asked Questions.
If your friend is a client of Vintage Mortgage, you may have noticed how easy it is to get a mortgage loan from them. They offer fixed and variable rates, but they are the same for everyone. However, the loan amount you can get may vary depending on your profile.
To apply for a loan, salaried individuals need to provide their KYC documents, 6 months of bank statements, and a salary certificate. Self-employed individuals need to provide the same KYC documents and bank statements, as well as a copy of their Trade License.
If you get a pre-approval offer from a bank, it will be good for 45 to 60 days, depending on the bank’s rules.
To buy a property in the UAE, you must pay a certain amount upfront. The amount varies depending on whether the property is completed or under construction. For completed properties, you need to pay between 20% too 40% of the property value, while for under-construction properties, the down payment is 50%.
Navigating the mortgage market alone can be challenging and time-consuming. A mortgage broker can help by analyzing the best products from various lenders due to their relationships in the market. Vintage Mortgage can work with you to find the best-suited mortgage plan and handle all the requirements until the transfer is complete, saving you time and energy.
Banks in the UAE provide mortgages to non-residents, but they may need to pay a higher down-payment and have higher rates.
Getting a mortgage approval is quick and easy if all documents are in order. Salaried individuals can get approval in just 2 business days, while self-employed individuals may have to wait up to 5 business days.
The maximum tenure of a mortgage is 25 years. This may be less depending on your age.